Hi Vicki! It’s interesting how money and health seem to be related. I see that credit cards have a place and I heard an interesting statistic the other day. When people spend with credit cards they spend 15% more than they would if they had used cash. That’s a tough swallow. People say they’ve accredited trips and other rewards, and I am curious if the rewards were free, or if people paid more for them because they bought with a credit card.